Log-in
 

Couponing 101: How to REALLY Save Money

Posted on August 12, 2015 by Wendy Krepak

how to coupon

Couponing is a fantastic way to save money at your favorite stores. You may have seen one of those TV shows about “extreme coupon-ers” who save thousands. They spend 40-50 hours per week collecting and organizing coupons. That might be out of reach for most of us, but coupons can still help us save lots of money. Here’s the low down on couponing…

Collect your coupons

There are a number of places where you can build a stock pile of coupons:

  • The Sunday paper – This is the most likely place. Pick up a few local ones to make sure you are getting all the best deals.
  • Your favorite store – Many stores will leave stacks of circulars at their entrance.
  • Friends and family – Ask them for their circulars.
  • The Internet – Some stores will post their coupons online. Just print them out.
  • Your email – Sign up for promotional emails from the stores you like to get coupons delivered to your inbox.
  • Local businesses – If you really like couponing, ask local stores to set aside their leftover newspapers that didn’t sell.

Organize your coupons

Coupons are basically money. You wouldn’t leave your money strewn about, would you? The best way to organize coupons is with our Card Cubby. It allows you to alphabetically store them so you can access just the ones you need when you’re in the store.

Be mindful of the stores’ policies

Stores have different policies about how they handle coupons. Some will only accept one coupon per item, others will let you double or triple coupons. Some limit the percentage of savings you receive at the register, others don’t. Some will accept competitors’ coupons!

Make sure to get a loyalty card!

The loyalty card is the best coupon you can get! It allows you to access all (or at least) most of the store’s active coupons. Never forget to have the attendant swipe this.

Ask for a raincheck

Most stores will offer rainchecks if they are out of an item that’s on sale. When they get more of that item, they’ll honor the sale price. This ensures you get the best price and also gives you more time to hunt down more coupons for the same item.

Keep a price book

Sometimes you’ll see a sale and wonder if that’s really a good deal. Who can remember what you typically pay for every product? A price book is a simple list of your most common purchases so you can evaluate whether a coupon is any good.

Always check your receipt

Make sure you actually got the savings by checking your receipt before you leave the store. If the cashier missed your coupon or the coupon didn’t register properly, you want to go back to the counter and point it out.  It might not be fixable if you leave. It helps to watch the cashier and register during the checkout process.

More couponing tips:

  • Think to the future – You’ll probably use soap next week, so take advantage of sales today even if you won’t use the item for a while. Keep a close watch on how quickly you use each product so you can plan properly.
  • Don’t buy what you don’t use – If you never use an item, you aren’t saving money by buying it just because it’s on sale.

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Continue reading →

Saturday Savings: Buy a Deep Freezer

Posted on August 08, 2015 by Wendy Krepak

Saturday Savings

There’s a difference between being “cheap” and “frugal.”

Cheap people refuse to spend money wherever they can, even if they need something. They think by not spending money, they’ll keep more of it. This isn’t always the case.

Being frugal means spending your money smartly. It means recognizing when you can save money by spending more of it at the right time.

When it comes to buying meat (and some other foods), this is the perfect time to be frugal.

In most cases, supermarkets and other food outlets give you deals when you buy more of an item. The two-pack of cereal boxes is cheaper than a single box. The tray of tomatoes has a set price that comes out to less than the per pound price of individual tomatoes.

If you’re like most families, you spend the largest percentage of your food budget on meat. If you have a really big family, this can be hundreds or even a thousand dollars per month. Yikes!

Obviously this is an area where we want to maximize our savings. A deep freezer is a worthwhile investment. It allows you to buy large quantities of meat and store them for a while.

If you really like saving and the discounts at your local wholesale club isn’t enough, most areas have a food distributor that serves restaurants, delis, cafes, etc. They usually deliver to these establishments, but they all have a window or counter where you can walk up and purchase a case (or larger) of anything they stock on site.

For example, if your family eats a lot of chicken (don’t they all?), buy a 50lb case of assorted pieces. When you get home, seal them up in prepackaged portions and drop them into your freezer.

In many cases, the price per pound of such large quantities is half of what you’ll find in your supermarket. If you used this method for beef, turkey, lamb, or any other meat you use, you will more than recover the cost of the deep freezer and its energy. Plus, you’ll never have to run out to the store to pick up meat.

Do you own a deep freezer? If so, what sort of things do you store in it?

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Continue reading →

Saturday Savings: Ask About Promotions

Posted on August 01, 2015 by Wendy Krepak

If you’re like me, any time you find yourself in a store, restaurant or attraction, you keep your eyes peeled for promotions or offerings. You want to know about that 2-for-1 deal or kids-ride-free before you make your purchase so you can be sure you’re getting the best deal.

Sometimes, however, stores don’t make it so obvious. They advertise their promotions, but don’t post them in the venue. Many people will buy a family pack of tickets without knowing that kids 6 and under ride for free, thus overspending.

The simplest way to find out if there’s a money-saving option available for you is to ask.

That’s it! Just grab the ear of an associate for a minute and ask if they are having any specials or promotions at the moment. The employee will let you know if anything is going on and you can decide if that deal is right for you.

Many times they’ll tell you that no, nothing special is happening at the moment, but then you can rest assured that you’re spending as little as possible.

But sometimes, a store or restaurant won’t tell you they have a loyalty program unless you ask. It’s not exactly a secret, but they don’t want to pester every customer about signing up. Grab as many of these loyalty cards as you can. They’re free and will only save you money. Store them in your Card Cubby for easy access.

Any time you have an opportunity to sign up for email offers, do it. Emails don’t hurt anyone and you can always delete them, but this way you’ll be informed when a sale is happening and you won’t have to bug an associate.

Quick note: whether they’re having a special/sale or not, grab their discount or loyalty card before you buy, even if it means standing in line twice. Some stores might refuse to give you their deal on the day you sign up, so be a little sneaky and sign up for the card, switch lines, and then buy your items or tickets.

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Continue reading →

3 Loyalty Programs Every Mom Should Join

Posted on July 28, 2015 by Wendy Krepak

Moms all over want to reduce their spending as much as possible. When you have a family to care for, every penny counts. Even if you aren’t hard for money, there’s always another expense down the line (have you seen how expensive college has become?).

Hopefully by now you have loyalty programs to your local supermarket. Those cards give you quick access to all the store sales. Here are 3 other loyalty programs you should be apart of.

1. Walgreens Balance Rewards

With Walgreens’ Balance Rewards program, you can save money by adopting a healthier lifestyle. You earn points as you spend money and they equate to a dollar amount (you’ll have to see their scale to get the specifics). When you checkout, you can spend those points and save money or let them keep building.

Not only do you earn points by purchasing, but they have a bunch of healthy tasks that also add to your balance, like 250 points for linking a digital fitness device to your Walgreens account, 250 points for setting a healthy goal, or 20 points for walking a mile. You can track these via an iPhone or Android app.

This is a great system for moms because you’ll save money doing many of the things you already do, so it’s essentially free money.

2. Amazon Prime

Even though Prime costs $80 for the year, it still saves you a lot of money if you like to make purchases online. Shipping is free, so you can stock up on household items without going to the store and paying for the shipping. Most people don’t think about buying paper towels or toilet paper online, but why haul them if they can be delivered to your doorstep?

Plus, you can cancel your kids’ Netflix or Hulu subscriptions. Amazon Prime gives you access to a huge selection of movies and TV shows. You also get access to photo storage and songs, so you could cancel those subscriptions if you have any.

3. Starbucks Rewards

I’ve never met a mom who could get through a day without a cup of coffee – especially a mom with young children.

Starbucks Rewards is easy to use. You just register your card online or through their app. Every time you make a purchase, you earn a star. As you earn stars, you become eligible for rewards that are divided into tiers. At the green level (5 stars in a year), you get a free birthday beverage. At the gold level, you get multiple perks, including free in-store refills.

You also get customized offers in your email. For example, if you buy a lot of lattes, you’ll find coupons for lattes. Pretty neat!

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Continue reading →

Saturday Savings: Run Your Appliances During Off-Peak Times

Posted on July 25, 2015 by Wendy Krepak

Most people aren’t aware of it, but many power companies have rates for different times of the day. When lots of people are all using power at the same time, the grid struggles to keep up.

If you live in an urban area, you’re probably familiar with rolling blackouts during the hot summer days when everyone is cranking their air conditioner.

To prevent this, power companies incentivize people to use electricity during off-peak hours with better rates. On-peak is typically from about 4 PM to 8 PM. This is the time of the day everyone is arriving home from work and getting some chores done.

Rates vary by company, area, and season, so you’ll have to check with your provider to get the details, but the discount is usually 1 to 1.5 cents off each kilowatt-hour. For reference, in the summer you pay about 6 cents per kilowatt-hour and in the winter you pay about 4 cents. So we’re talking a 15-20% discount.

If you can commit to using your big energy hogs like your dishwasher, washing machine or dryer during the off-peak hours (which is actually most of the day), you can save a significant amount of money.

It’s actually simpler than you think. If you load your dishwasher after dinner, wait until the morning to press “start.” The washer is a bit trickier because you don’t want to run it before leaving or going to sleep (which would just make musty clothes), so you’ll have to time it, but the dryer can be started before you go to work or bed for the night.

Happy savings!

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Continue reading →

 
Scroll to top