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Saturday Savings: Buy a Deep Freezer

Posted on August 08, 2015 by Wendy Krepak

Saturday Savings

There’s a difference between being “cheap” and “frugal.”

Cheap people refuse to spend money wherever they can, even if they need something. They think by not spending money, they’ll keep more of it. This isn’t always the case.

Being frugal means spending your money smartly. It means recognizing when you can save money by spending more of it at the right time.

When it comes to buying meat (and some other foods), this is the perfect time to be frugal.

In most cases, supermarkets and other food outlets give you deals when you buy more of an item. The two-pack of cereal boxes is cheaper than a single box. The tray of tomatoes has a set price that comes out to less than the per pound price of individual tomatoes.

If you’re like most families, you spend the largest percentage of your food budget on meat. If you have a really big family, this can be hundreds or even a thousand dollars per month. Yikes!

Obviously this is an area where we want to maximize our savings. A deep freezer is a worthwhile investment. It allows you to buy large quantities of meat and store them for a while.

If you really like saving and the discounts at your local wholesale club isn’t enough, most areas have a food distributor that serves restaurants, delis, cafes, etc. They usually deliver to these establishments, but they all have a window or counter where you can walk up and purchase a case (or larger) of anything they stock on site.

For example, if your family eats a lot of chicken (don’t they all?), buy a 50lb case of assorted pieces. When you get home, seal them up in prepackaged portions and drop them into your freezer.

In many cases, the price per pound of such large quantities is half of what you’ll find in your supermarket. If you used this method for beef, turkey, lamb, or any other meat you use, you will more than recover the cost of the deep freezer and its energy. Plus, you’ll never have to run out to the store to pick up meat.

Do you own a deep freezer? If so, what sort of things do you store in it?

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

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Saturday Savings: Ask About Promotions

Posted on August 01, 2015 by Wendy Krepak

If you’re like me, any time you find yourself in a store, restaurant or attraction, you keep your eyes peeled for promotions or offerings. You want to know about that 2-for-1 deal or kids-ride-free before you make your purchase so you can be sure you’re getting the best deal.

Sometimes, however, stores don’t make it so obvious. They advertise their promotions, but don’t post them in the venue. Many people will buy a family pack of tickets without knowing that kids 6 and under ride for free, thus overspending.

The simplest way to find out if there’s a money-saving option available for you is to ask.

That’s it! Just grab the ear of an associate for a minute and ask if they are having any specials or promotions at the moment. The employee will let you know if anything is going on and you can decide if that deal is right for you.

Many times they’ll tell you that no, nothing special is happening at the moment, but then you can rest assured that you’re spending as little as possible.

But sometimes, a store or restaurant won’t tell you they have a loyalty program unless you ask. It’s not exactly a secret, but they don’t want to pester every customer about signing up. Grab as many of these loyalty cards as you can. They’re free and will only save you money. Store them in your Card Cubby for easy access.

Any time you have an opportunity to sign up for email offers, do it. Emails don’t hurt anyone and you can always delete them, but this way you’ll be informed when a sale is happening and you won’t have to bug an associate.

Quick note: whether they’re having a special/sale or not, grab their discount or loyalty card before you buy, even if it means standing in line twice. Some stores might refuse to give you their deal on the day you sign up, so be a little sneaky and sign up for the card, switch lines, and then buy your items or tickets.

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

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3 Loyalty Programs Every Mom Should Join

Posted on July 28, 2015 by Wendy Krepak

Moms all over want to reduce their spending as much as possible. When you have a family to care for, every penny counts. Even if you aren’t hard for money, there’s always another expense down the line (have you seen how expensive college has become?).

Hopefully by now you have loyalty programs to your local supermarket. Those cards give you quick access to all the store sales. Here are 3 other loyalty programs you should be apart of.

1. Walgreens Balance Rewards

With Walgreens’ Balance Rewards program, you can save money by adopting a healthier lifestyle. You earn points as you spend money and they equate to a dollar amount (you’ll have to see their scale to get the specifics). When you checkout, you can spend those points and save money or let them keep building.

Not only do you earn points by purchasing, but they have a bunch of healthy tasks that also add to your balance, like 250 points for linking a digital fitness device to your Walgreens account, 250 points for setting a healthy goal, or 20 points for walking a mile. You can track these via an iPhone or Android app.

This is a great system for moms because you’ll save money doing many of the things you already do, so it’s essentially free money.

2. Amazon Prime

Even though Prime costs $80 for the year, it still saves you a lot of money if you like to make purchases online. Shipping is free, so you can stock up on household items without going to the store and paying for the shipping. Most people don’t think about buying paper towels or toilet paper online, but why haul them if they can be delivered to your doorstep?

Plus, you can cancel your kids’ Netflix or Hulu subscriptions. Amazon Prime gives you access to a huge selection of movies and TV shows. You also get access to photo storage and songs, so you could cancel those subscriptions if you have any.

3. Starbucks Rewards

I’ve never met a mom who could get through a day without a cup of coffee – especially a mom with young children.

Starbucks Rewards is easy to use. You just register your card online or through their app. Every time you make a purchase, you earn a star. As you earn stars, you become eligible for rewards that are divided into tiers. At the green level (5 stars in a year), you get a free birthday beverage. At the gold level, you get multiple perks, including free in-store refills.

You also get customized offers in your email. For example, if you buy a lot of lattes, you’ll find coupons for lattes. Pretty neat!

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Continue reading →

Savings Saturdays: Buy Bulk with a Friend

Posted on July 18, 2015 by Wendy Krepak

Buy Bulk with a Friend

When it comes to buying food and goods for the home, it’s always best in buy in bulk. Even though you’re putting out more money upfront, the price per unit is usually smaller. This is called economy of sale. If you were a large business purchasing millions of an item, the price would be far different.

Buy at a wholesale club as often as you can. It’s 100% worth the cost of the membership. Not only will you recoup the cost of your membership in savings, but some offer programs to reimburse you for shopping. For example, if you just spend a couple hundred dollars a month at Costco (easy for a family), you’ll earn enough cash back to pay for the membership.

The savings extends to more than paper towels and bottled water. You’ll find books, clothes, appliances and electronics for less because these stores buy in such tremendous volume. Even meats and vegetables are cheaper per pound.

But who needs 20 pounds of chicken?

Obviously you don’t want to buy too much. Wasted food isn’t saving money – it’s losing it!

The trick is to take advantage of the savings without losing anything. Visit a wholesale club with a friend who has similar needs (feeding a family or shopping for a holiday, etc.). Pick out enough items for the both of you.

Divide up anything right in the parking lot. Twelve rolls of toilet paper for me, twelve for you! I know at Costco the chicken packages are divided up into sets of two breasts, so you can easily cut the plastic without exposing the food. Of course, if you want a sanitary place for anything, go to someone’s kitchen.

You can divide up anything: fruits, vegetables, paper goods, packages of socks, even detergents and soaps if you have your own container.

Remember: saving money doesn’t always mean spending less today, it means spending less per unit.

Happy shopping!

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Continue reading →

Saving Money at the Mall: 17 Tips

Posted on July 14, 2015 by Wendy Krepak

Saving Money at the Mall

Ah, the mall. The bastion of shopaholics.

The mall is an easy place to spend more than you intended. In many cases, you’ll be paying the most premium retail price, which means you need some tools to save money. Check out our mall money-saving tips.

1. Only bring the cash you need to buy your items – If you’re visiting the mall to buy something specific (and have a budget in mind), only bring that much money. Leave your debit and credit cards at home.

2. Ask for a refund of the difference – If an item went on sale a week after you bought it, some stores will refund you the difference (usually in store credit, but it’s still money).

3. Comparison shop – Don’t pay the first price you see. Many items are also sold elsewhere in the same mall. Take a walk around and see where you can get a better deal.

4. Compare to online stores – If you can stand to wait a few days, check online real quick before you head to the register. Often times you can find a better price even after you pay shipping on Amazon, Overstock, or eBay.

5. Don’t shop bored – The mall is a fun hangout place for a lot of people. It’s easy to meet up with friends and grab lunch, but don’t wander around looking for something to buy.

6. Not sure? Leave the store – If you’re having doubts about buying something, leave the store. You can always think about it later on, but you can’t always return an item.

7. Don’t buy something because it’s on sale – Buying something because it costs less today doesn’t save you any money if you would have never bought it anyway. Stores try to seduce us with sales that end “THIS WEEKEND,” but don’t fall prey to their schemes.

8. Haggle where you can – Most items in a mall can’t be haggled over, but some can. You can discuss price with salesmen if you’re buying a mattress, appliance, or car parts.

9. Keep recipes and leave the tags on – Don’t “unwrap” your new items until you’re sure you want to keep them. Some stores require the tags and a recipe to return an item. If for some reason you grabbed the wrong size or the colors look different in your bathroom light, you can get your money back.

10. Shop out of season – Stores (especially clothing) divide their products into “lines” to stay with current trends. As the season changes, you can usually grab last season’s items at a bargain as stores push out their inventory.

11. Print out the store’s circular – Go into the store armed with information. Print out their deals from their website (or grab their flyer from the paper). Before you buy, do a quick check for a deal. No deal? No buy. These often have coupons you can use as well.

12. Shop on major sale events – The small weekend sales aren’t the greatest deals, but the big holidays have lots of savings because stores know they will make it up on volume. Shop on Black Friday, Memorial Day, Labor Day, and the week before school starts.

13. Don’t shop with spenders – If you shop alongside people who buy irresponsibly, you might too!

14. Check the clearance bins – Most mall stores have a wall or bin somewhere near the back with the stuff they want to get rid of. Dig around and see if there’s something that meets your needs.

15. Sign up for those loyalty cards – Most big stores have a store card that will scan all of their applicable coupons and sales. You definitely want this. You’ll get all the savings without having to do any of the work.

16. Sign up for their mailing list – A simple email can’t hurt, but they often send coupons and information about bargains coming up.

17. Mind the “mall experience” – You’ll spend more money at the mall than just the items you buy. You might take in a movie, have lunch or give the kids a few dollars for the arcade. Malls are designed to keep you in and suck a few more dollars out of you.

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Continue reading →

 
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