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Saturday Savings: Give Handmade Gifts

Posted on August 22, 2015 by Wendy Krepak

Saturday Savings: Give Handmade Gifts

In this country, we love our gift-giving holidays, especially birthdays and Christmas.

It’s not uncommon for some families to spend $2000-$3000 on gifts. A few hundred on each kid. A few hundred to one another. Then you add up all the miscellaneous gifts you give out – a birthday card to your niece, a tip for your mailman, maybe a Secret Santa at the office – and suddenly you’ve drained your bank account.

By the time many people pay off their holidays, it’s that time a year again, which just creates a cycle of debt. Only the credit card companies win: they get a year’s worth of interest every year.

Handmade gifts are an excellent way to give out gifts all year long while sticking to a reasonable budget. They’re usually inexpensive; they just take time. If you make a multiple pieces or a large batch, you can give them out whenever you like.

For example, you could knit sweaters throughout the year and even personalize them to people’s tastes. You could bake a holiday batch of your famous muffins or cookies or baklava – anything you’re good at. (Keep in mind that people love food).

If you aren’t good at making one thing in particular, you could use this as an opportunity to learn something new each year. Maybe these year everyone gets homemade candles for their birthdays and holidays. Next year learn to make your own homemade soap. The year after, built scrapbooks.

The possibilities are endless when it comes to gift-giving, but you don’t have to break the bank.

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

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Saturday Savings: Subscribe to EVERYTHING

Posted on August 15, 2015 by Wendy Krepak

Subscribe to EVERYTHING

A lot of people get uptight about giving out their email address. They refuse to give it to cashiers or write it down on forms.

I can see the leeriness about giving out your home address, where some unscrupulous people could find you and your family, but your email isn’t a place. Anything that shows up that you don’t want can be deleted, unsubscribed, or marked as spam. If you don’t like it – poof, gone.

I think people should give out their email addresses to any business that wants it. Heck, you could even ask if they have an email list you could join. You never know what that business will send out one day.

Maybe they’re having a special sale but their supplies are limited so they only tell their email list. Or maybe they give their fans a head start on a special promotion. It could be anything, really, but you won’t be able to take advantage of their offer unless you know about it.

A word of advice, though: many people are easily convinced by advertisements. They see something they like that’s “10 off today only” and they can’t stop themselves from buying it.

If you’re one of these people, you’ll need to restrain yourself if you give out your email address a lot. Don’t be fooled by “must act now” marketing pitches. The goal is to be informed so you can buy what you need (even if you buy it a bit ahead of time to capitalize on a sale), not buy things you don’t need.

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

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Couponing 101: How to REALLY Save Money

Posted on August 12, 2015 by Wendy Krepak

how to coupon

Couponing is a fantastic way to save money at your favorite stores. You may have seen one of those TV shows about “extreme coupon-ers” who save thousands. They spend 40-50 hours per week collecting and organizing coupons. That might be out of reach for most of us, but coupons can still help us save lots of money. Here’s the low down on couponing…

Collect your coupons

There are a number of places where you can build a stock pile of coupons:

  • The Sunday paper – This is the most likely place. Pick up a few local ones to make sure you are getting all the best deals.
  • Your favorite store – Many stores will leave stacks of circulars at their entrance.
  • Friends and family – Ask them for their circulars.
  • The Internet – Some stores will post their coupons online. Just print them out.
  • Your email – Sign up for promotional emails from the stores you like to get coupons delivered to your inbox.
  • Local businesses – If you really like couponing, ask local stores to set aside their leftover newspapers that didn’t sell.

Organize your coupons

Coupons are basically money. You wouldn’t leave your money strewn about, would you? The best way to organize coupons is with our Card Cubby. It allows you to alphabetically store them so you can access just the ones you need when you’re in the store.

Be mindful of the stores’ policies

Stores have different policies about how they handle coupons. Some will only accept one coupon per item, others will let you double or triple coupons. Some limit the percentage of savings you receive at the register, others don’t. Some will accept competitors’ coupons!

Make sure to get a loyalty card!

The loyalty card is the best coupon you can get! It allows you to access all (or at least) most of the store’s active coupons. Never forget to have the attendant swipe this.

Ask for a raincheck

Most stores will offer rainchecks if they are out of an item that’s on sale. When they get more of that item, they’ll honor the sale price. This ensures you get the best price and also gives you more time to hunt down more coupons for the same item.

Keep a price book

Sometimes you’ll see a sale and wonder if that’s really a good deal. Who can remember what you typically pay for every product? A price book is a simple list of your most common purchases so you can evaluate whether a coupon is any good.

Always check your receipt

Make sure you actually got the savings by checking your receipt before you leave the store. If the cashier missed your coupon or the coupon didn’t register properly, you want to go back to the counter and point it out.  It might not be fixable if you leave. It helps to watch the cashier and register during the checkout process.

More couponing tips:

  • Think to the future – You’ll probably use soap next week, so take advantage of sales today even if you won’t use the item for a while. Keep a close watch on how quickly you use each product so you can plan properly.
  • Don’t buy what you don’t use – If you never use an item, you aren’t saving money by buying it just because it’s on sale.

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

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Saturday Savings: Buy a Deep Freezer

Posted on August 08, 2015 by Wendy Krepak

Saturday Savings

There’s a difference between being “cheap” and “frugal.”

Cheap people refuse to spend money wherever they can, even if they need something. They think by not spending money, they’ll keep more of it. This isn’t always the case.

Being frugal means spending your money smartly. It means recognizing when you can save money by spending more of it at the right time.

When it comes to buying meat (and some other foods), this is the perfect time to be frugal.

In most cases, supermarkets and other food outlets give you deals when you buy more of an item. The two-pack of cereal boxes is cheaper than a single box. The tray of tomatoes has a set price that comes out to less than the per pound price of individual tomatoes.

If you’re like most families, you spend the largest percentage of your food budget on meat. If you have a really big family, this can be hundreds or even a thousand dollars per month. Yikes!

Obviously this is an area where we want to maximize our savings. A deep freezer is a worthwhile investment. It allows you to buy large quantities of meat and store them for a while.

If you really like saving and the discounts at your local wholesale club isn’t enough, most areas have a food distributor that serves restaurants, delis, cafes, etc. They usually deliver to these establishments, but they all have a window or counter where you can walk up and purchase a case (or larger) of anything they stock on site.

For example, if your family eats a lot of chicken (don’t they all?), buy a 50lb case of assorted pieces. When you get home, seal them up in prepackaged portions and drop them into your freezer.

In many cases, the price per pound of such large quantities is half of what you’ll find in your supermarket. If you used this method for beef, turkey, lamb, or any other meat you use, you will more than recover the cost of the deep freezer and its energy. Plus, you’ll never have to run out to the store to pick up meat.

Do you own a deep freezer? If so, what sort of things do you store in it?

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Continue reading →

 
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