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Saturday Savings: Give Handmade Gifts

Posted on August 22, 2015 by Wendy Krepak

Saturday Savings: Give Handmade Gifts

In this country, we love our gift-giving holidays, especially birthdays and Christmas.

It’s not uncommon for some families to spend $2000-$3000 on gifts. A few hundred on each kid. A few hundred to one another. Then you add up all the miscellaneous gifts you give out – a birthday card to your niece, a tip for your mailman, maybe a Secret Santa at the office – and suddenly you’ve drained your bank account.

By the time many people pay off their holidays, it’s that time a year again, which just creates a cycle of debt. Only the credit card companies win: they get a year’s worth of interest every year.

Handmade gifts are an excellent way to give out gifts all year long while sticking to a reasonable budget. They’re usually inexpensive; they just take time. If you make a multiple pieces or a large batch, you can give them out whenever you like.

For example, you could knit sweaters throughout the year and even personalize them to people’s tastes. You could bake a holiday batch of your famous muffins or cookies or baklava – anything you’re good at. (Keep in mind that people love food).

If you aren’t good at making one thing in particular, you could use this as an opportunity to learn something new each year. Maybe these year everyone gets homemade candles for their birthdays and holidays. Next year learn to make your own homemade soap. The year after, built scrapbooks.

The possibilities are endless when it comes to gift-giving, but you don’t have to break the bank.

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

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Couponing 101: How to REALLY Save Money

Posted on August 12, 2015 by Wendy Krepak

how to coupon

Couponing is a fantastic way to save money at your favorite stores. You may have seen one of those TV shows about “extreme coupon-ers” who save thousands. They spend 40-50 hours per week collecting and organizing coupons. That might be out of reach for most of us, but coupons can still help us save lots of money. Here’s the low down on couponing…

Collect your coupons

There are a number of places where you can build a stock pile of coupons:

  • The Sunday paper – This is the most likely place. Pick up a few local ones to make sure you are getting all the best deals.
  • Your favorite store – Many stores will leave stacks of circulars at their entrance.
  • Friends and family – Ask them for their circulars.
  • The Internet – Some stores will post their coupons online. Just print them out.
  • Your email – Sign up for promotional emails from the stores you like to get coupons delivered to your inbox.
  • Local businesses – If you really like couponing, ask local stores to set aside their leftover newspapers that didn’t sell.

Organize your coupons

Coupons are basically money. You wouldn’t leave your money strewn about, would you? The best way to organize coupons is with our Card Cubby. It allows you to alphabetically store them so you can access just the ones you need when you’re in the store.

Be mindful of the stores’ policies

Stores have different policies about how they handle coupons. Some will only accept one coupon per item, others will let you double or triple coupons. Some limit the percentage of savings you receive at the register, others don’t. Some will accept competitors’ coupons!

Make sure to get a loyalty card!

The loyalty card is the best coupon you can get! It allows you to access all (or at least) most of the store’s active coupons. Never forget to have the attendant swipe this.

Ask for a raincheck

Most stores will offer rainchecks if they are out of an item that’s on sale. When they get more of that item, they’ll honor the sale price. This ensures you get the best price and also gives you more time to hunt down more coupons for the same item.

Keep a price book

Sometimes you’ll see a sale and wonder if that’s really a good deal. Who can remember what you typically pay for every product? A price book is a simple list of your most common purchases so you can evaluate whether a coupon is any good.

Always check your receipt

Make sure you actually got the savings by checking your receipt before you leave the store. If the cashier missed your coupon or the coupon didn’t register properly, you want to go back to the counter and point it out.  It might not be fixable if you leave. It helps to watch the cashier and register during the checkout process.

More couponing tips:

  • Think to the future – You’ll probably use soap next week, so take advantage of sales today even if you won’t use the item for a while. Keep a close watch on how quickly you use each product so you can plan properly.
  • Don’t buy what you don’t use – If you never use an item, you aren’t saving money by buying it just because it’s on sale.

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

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3 Loyalty Programs Every Mom Should Join

Posted on July 28, 2015 by Wendy Krepak

Moms all over want to reduce their spending as much as possible. When you have a family to care for, every penny counts. Even if you aren’t hard for money, there’s always another expense down the line (have you seen how expensive college has become?).

Hopefully by now you have loyalty programs to your local supermarket. Those cards give you quick access to all the store sales. Here are 3 other loyalty programs you should be apart of.

1. Walgreens Balance Rewards

With Walgreens’ Balance Rewards program, you can save money by adopting a healthier lifestyle. You earn points as you spend money and they equate to a dollar amount (you’ll have to see their scale to get the specifics). When you checkout, you can spend those points and save money or let them keep building.

Not only do you earn points by purchasing, but they have a bunch of healthy tasks that also add to your balance, like 250 points for linking a digital fitness device to your Walgreens account, 250 points for setting a healthy goal, or 20 points for walking a mile. You can track these via an iPhone or Android app.

This is a great system for moms because you’ll save money doing many of the things you already do, so it’s essentially free money.

2. Amazon Prime

Even though Prime costs $80 for the year, it still saves you a lot of money if you like to make purchases online. Shipping is free, so you can stock up on household items without going to the store and paying for the shipping. Most people don’t think about buying paper towels or toilet paper online, but why haul them if they can be delivered to your doorstep?

Plus, you can cancel your kids’ Netflix or Hulu subscriptions. Amazon Prime gives you access to a huge selection of movies and TV shows. You also get access to photo storage and songs, so you could cancel those subscriptions if you have any.

3. Starbucks Rewards

I’ve never met a mom who could get through a day without a cup of coffee – especially a mom with young children.

Starbucks Rewards is easy to use. You just register your card online or through their app. Every time you make a purchase, you earn a star. As you earn stars, you become eligible for rewards that are divided into tiers. At the green level (5 stars in a year), you get a free birthday beverage. At the gold level, you get multiple perks, including free in-store refills.

You also get customized offers in your email. For example, if you buy a lot of lattes, you’ll find coupons for lattes. Pretty neat!

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

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10 Easy Tips to Add More Me Time to Your Busy Day

Posted on May 27, 2015 by Wendy Krepak

Life is busy these days! We all have a hundred things to do every day. It can be tough to manage it all, especially for moms who are caring for a family. Here are some simple tips for moms to get organized so they can get more done and relax.

1. Alphabetize all those store loyalty cards

If you’re like me, you collect piles of those store cards that help us save money. But sorting through the mess at the register counter can be a pain. Use an organizer like Card Cubby to keep everything organized in one spot – while being fashionable at the same time!

2. Split up your housework by day

Instead of exhausting yourself by cleaning the house on one day, split each room up by day. Do the bathrooms on Monday, the living room on Tuesday, etc. Each should take less than an hour and you won’t ever feel drained from cleaning the ENTIRE house.

3. Get rid of stuff!

Take a look at all the things in your life. You have thirty pairs of shoes, but only wear five. Does that table by the door serve a purpose, or is it just a spot to drop things? Is your house cluttered with stuff and some of it can be packed away, sold or donated?  This will save you time organizing all the clutter and you can easily choose a pair of shoes once the mountain of unworn, “I will wear them someday” shoes are cleaned out.  Plus, donating feels good!

4. Use a calendar on your phone

Instead of organizing appointments on the backs of business cards, scraps of paper and napkins, use a comprehensive calendar on your phone. This will save you time from not having to write, look for, rewrite because your first note was messy or on a napkin that’s now ripping, etc.  Ideally you want one calendar that syncs with other devices.

5. Use clear storage organizers

Wherever you pack things away in your home (pantry, closet, etc.), place items in see-through boxes so you can identify what you need without searching much. Group like things together.

6. Label it all!

You might know where everything is kept, but others won’t. A simple label on the outside of a container or bag will prevent others from making a mess looking for the item they need. It will also encourage them to put things back where they found them, which is less reorganizing for you.

7. Prepare the night before

Get everything you need ready for the next day the night before. Pack your bag, gym bag, purse, and/or briefcase and set it by the door. If you have trouble remembering to bring things, place it right in front of the door so you have to touch it to get out.

8. Set up outfits a week in advance

Instead of rummaging through drawers and closets each morning to make outfits for you and the kids, line everything up on Sunday so there’s no guessing throughout the week. This can shave a half-an-hour off the morning routine for some people. You can hang the designated outfits in order or place them in a drawer that holds only your “Outfits for the Week.”

9. Run errands at one time

Pick a day to do all the running around and get it all done while the other parent stays with the kids. By yourself, with a plan, you should be able to bang them out quickly without any delays.  Having to pack up the kids and go to the store every couple days is time consuming and will quickly eat up the time in your day.

10. Schedule me time

The best way to add more “me time” to each day is to schedule it in like any other appointment or task.  Taking time for yourself gives you the chance to refresh, regroup, and fell joy in your moments of peace.  Me time can be as simple as enjoying a cup of coffee or tea on the porch in the morning, taking the dog for a walk, taking a bath and reading a book, going for a walk, etc. Take 15 – 30 minutes each day for you!

Compact Coupon and Card OrganizerWritten by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer

For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.

For more information, visit www.cardcubby.com.

Interested in writing a guest blog for Card Cubby? Send your topic idea to pr@cardcubby.com.

All data and information provided on this site is for informational purposes only. Card Cubby makes no representations as to accuracy, completeness, current-ness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Continue reading →

Who doesn't want to save money on clothes??

Posted on July 07, 2014 by Wendy Krepak

Clothing COUPONS are out there and you don’t have to open a credit card with a particular store in order to receive the benefits.  www.CardCubby.com can help you organize them and SAVE!

Jill Cataldo, Times Correspondent, explains how she uses her clothing coupon system to get brand new clothing at thrift store prices. Follow her 4 tips for locating the best discounts at your favorite spots!  Get the down-low HERE http://www.nwitimes.com/lifestyles/columnists/jill-cataldo/

 

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