6 Money Saving Tips for Your Family’s Budget
No matter your income level, everyone likes to save a few dollars. When you’re raising a family, that budget can get awful tight sometimes. We have to find ways to tighten up our spending and reduce the strain on our bank accounts. Here are some tips for any family looking to make a little more room in their budget.
1. Plan your meals ahead of time
Those impromptu stops for fast food or runs to the grocery store are costing you money. You end up splurging on money and calories. By planning your budget carefully, at least on a weekly basis, you’ll be able to maximize your savings by buying in bulk, using up all of your perishable products, and packing up leftovers for next-day lunches.
2. Stay at home for your vacation
If you can’t afford a fancy trip, you just can’t. Don’t plunk a getaway on your credit card. If you take a few days off, find fun activities to do with the family around town. If you paid for one moderately priced activity per day, you’ll still spend less than travel and accommodations for your family. Even though you’re sleeping in your own bed, you’ll still enjoy the time off.
3. Buy secondhand
Secondhand goods are often ignored by many people, even though some of them are still quite serviceable. Your local thrift store or Goodwill probably has plenty of toys, books and furniture that’s clean and in working condition. You will be surprised what you can find. Also, join your local communities Facebook tag sale group for regular offerings.
4. Be smart with your energy
If you’re willing to invest some money, you can buy low-flow toilets, tank-less water heaters, LED lightbulbs, and energy-efficient appliances. If not, you can conserve energy by turning off lights, shortening showers and using fewer electronic devices.
5. Skip the disposable items
While paper plates, cups and cutlery is convenient, those costs add up over time. Take your thermos to work. Eat off your traditional plates and utensils. Instead of $1 per roll of paper towels, spend $2 on a package of washable clothes that will last much longer. Skip the water bottles and a reusable container at the tap.
6. Ask to pay less
This is a tough suggestion for a lot of people, but it’s worth it if you have the resolve. Sometimes all you have to do is ask to pay less and a customer service representative has the authority to help you out. For example, if you feel like you’re paying too much for TV, shop around. Collect some various offers, contact your provider and ask them for a better rate. The same thing works with your cell phones and insurance.
Written by Wendy Krepak, Mom, Entrepreneur and Inventor of Card Cubby, Compact Coupon and Card Organizer
For years, Wendy was losing gift cards, discount cards, loyalty cards, and frequent buyer cards. They were often at home or lost in the depths of her purse. She knew there had to be a better way so she designed Card Cubby, an alphabetized system and was amazed at how easily it worked. Her own mini filing cabinet to replace her wallet. It’s Card Cubby, LLC's mission to provide stylish, quality and money saving items to its customers.
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